We are not taking out loans for our 4 kids’ education. Being on this forum has made me thankful that where we live in the midwest, college ranking and prestige is not a thing that people and kids care about. It’s not in our culture to try to get into top tier colleges or think about it. Ignorance is bliss here too.
Still - 4 kids and paying out of pocket or doing student subsidized loans really adds up. We are doing everything we can to get kids to focus on GPA, get some Dual enrollment credits cheaply, and we will have last two kids Study and Prep for ACTs. That’s our saving grace there as our flagship gives decent merit and we know exactly what that is. Our one luxury is letting the kids live on campus or away from home. We really think that’s part of the college process, and we won’t force them to go to the local state U in town. BUT - no loans for us. In 8 years from now – all kids will be done and we want to travel!!! safari, european cathedrals, alaska, pyramids. 