Parents are taking out bigger loans to pay for their children's college education

Cupcake-- nice in theory but how exactly does a college like Swarthmore maintain the qualities that make it desirable (small classes, gorgeous campus, highly rated professors) without charging a high tuition to families with high incomes? Charge everyone 10K a year, and have students live in hovels which get cleaned once a year? Don’t shovel the snow unless it’s a foot high (very rare in that part of Philly) and only mow the lawn before move-in day?

Have you actually looked at a college or university budget to understand where the money goes? Where is the money going to come from??

Your post is so divorced from reality it makes my head hurt.

Get a degree online from U Phoenix if you don’t want to pay for a private college.