<p>Op is a high school freshman. By the time you are ready to apply to college, chances are that your older sister will be transferring to a 4 year school and your mom may change her mind later about you going away to college or going to a community college. </p>
<p>You will have to demonstrate to her that you are responsible and mature enough to live away from home. You will also have to help educate her on the financial aid and scholarship process.</p>
<p>Since you know now that money is going to be an issue, do your very best in school. </p>
<p>Study for the PSAT (which you will take in 10th grade). Use your 10th grade scores to develop a study plan to do even better when you take the PSATs (as a junior because these scores will help you for national merit scholarships/ national hispanic scholarships/venture scholars programs, etc.).</p>
<p>Make sure that you sit with your mom and your GC and put together a balance list making sure that you have a financial safety.</p>