<p>I would just recommend a balanced approach. It will be okay to take out some loans yourself, just do not overextend. Go to StudentLoans.gov which can give you information about subsidized and unsubsidized student loans. Do not take out more than you feel you would be able to pay after graduation. Look at schools where you are likely to graduate in 4 years. In some state schools graduating in 4 years is not feasible, students have a difficult time getting classes, unless they take hard-to-get classes in the summer. Some private out-of-state schools may end up being cheaper that the in-state alternative. Look at schools with large endowments, they may be able to help you a bit more. I would also say keep talking (and talking) to the financial aid offices of your final three top picks once you see where you have been accepted. They may be able to help you. And if you get a wonderful merit aid package from one school you may be able to get a match from another school. It will take a lot of research but you can do it. See your high school counselor for some guidance, whether or not you have an established relationship with them currently. It’s a great time to get to know your counselor. Talk about your goal and your financial challenge. They have probably had students in the same situation before. People are willing to help when they know you need it 
It’s a confusing time for students and parents alike. Just make sure the school you ultimately choose is a good fit for you personally and financially. It’ll all work out!</p>