Parents WANT me to take out student loans

<p>You can’t transfer in just for the last semester. Most schools require you to do your last 2 years there to get a degree from them – they won’t transfer more than 2 yrs worth of credit no matter how much you have. For example [Harvard</a> College Admissions § Applying: Transfer Program](<a href=“http://www.admissions.college.harvard.edu/apply/transfer/transfer_credit.html]Harvard”>http://www.admissions.college.harvard.edu/apply/transfer/transfer_credit.html)</p>