<p>Per divorce agreement, Staffords will be paid off. But I have wondered if they might be better served by a car, and more help getting life started. They say they prefer the loan payoff. </p>
<p>D#1 got a necklace at graduation, and a rain parka, as she was moving to the NW. </p>
<p>D#2 is getting a backpack for her year teaching in Europe and a piece of jewelry she could not otherwise afford as well.</p>
<p>A car - she will need it for her job, and the car she used to drive when home is old and unreliable.</p>
<p>She will also graduate with no loans.</p>
<p>We also covered room, board and tuition for both kids so they each managed to save enough to set themselves up in an apartment. Bought S1 a new bike; he is one of those crazies you see commuting by bike through the Boston winters. S2 will also get a bike but it looks like he’ll be riding his in sunny CA.</p>