<p>bookworm,</p>
<p>Yes, they are settled in their career jobs and in this area. S1 is engaged to his gf of 6 years. They are buying a 1900 5 bedroom house, huge barn and 4 acres. I think the maintenance/fixing up will be more time-consuming than they are thinking 
His 2nd job/passion is livestock, which takes time and money.</p>
<p>S2 is buying an older, well-maintained house with 2 acres and 2 outbuildings. The interior is very 1980’s, but he doesn’t care. He bought a house on land contract from me when he was 19, so he is used to house payment, etc. He is very adverse to paying rent rather than building equity.</p>
<p>They are each putting 10% down-their funds. Agree that’s usually the problem for young people. Bank said they could do as little as 5%, which surprised me, given the bank credit crack-down of the last few years. Gee, back in the dark ages I had to put 20% down on a loan of $20,000! I bought my first house at 22.</p>
<p>Housing is cheap here–they paid $120 and $105. Sorry too much OT–I don’t think it’s ever to young to teach and care about credit.</p>