Is it worth prepping and re-taking the ACT, to try to bring it up? Penn State main campus is perfect for you - good students, good programs in everything you want, major greek and party scene, relatively cheap for you as in-state. I totally understand how you would not want Penn State if you were to get branched, but your GPA is borderline acceptable, and so is the ACT. You also might have a better shot at main campus applying early action.