Past due on Perkins Loan, forbearance recommendation and history of mental health issues

[geokjr]

@thumper1

I suggested you start with the college because this is a Perkins Loan. So…start there. But as @Kelsmom note, your loan servicer is giving you an opportunity to deal with this…and that is very worth your consideration.

Yes, I will pursue both as you and @Kelsmom advise.

@thumper1

What is the total amount owed? Is there any chance you can just pay this loan off?

$1,000 and yes, I can. The only remaining question is: Do I pay it off instead of applying for the forbearance or pay it off immediately after being granted the forbearance?

@thumper1

ETA…good luck to your son this term! It sounds like he is re-entering college slowly and carefully. I’ve often said…college isn’t a race. It’s a journey. And college will always be there in the future.

Thanks for the well wishes and encouragement!

GeoKJr