Past due on Perkins Loan, forbearance recommendation and history of mental health issues

I did not realize the loan servicer called the shots for Perkins loans. I thought I read somewhere they were simply implementing the institution’s instructions for this type of loan. Thanks for clarifying that for me.

Here is my son’s post-secondary academic “record”…

Fall 2017 - 1st Semester GWU - Enrolled as a F/T Student - Completed semester with As and Bs

Spring 2018 - 2nd Semester GWU - Enrolled as a F/T Student - Withdrew from all classes for mental health issues

Fall 2018 - 3rd Semester GWU - Enrolled as a F/T Student - Before he had to withdraw from all classes for mental health issues, GWU allowed him to take a leave of absence retroactive to August 2018

Spring 2019 - Enrolled in a 3-credit course at a local 4-year college as a non-matriculating student - Withdrew for mental health issues

Fall 2019 - Did not enroll in any classes

Spring 2020 - Took a 3-credit course at a local community college as a non-matriculating student - Completed semester with a very high A

Fall 2020 - Taking 12 credits at the same local community college as a non-matriculating student