I thought from the OP’s other posts that it was the cheapest option he had, and was affordable? But maybe not… it was definitely cheaper than PSU.
Yes, it was cheaper than Penn State, but would mean 80+k in debt at the end of undergrad!! 
My D attends PSU and will have only stafford loans upon graduation- about 27K. I would not let her take on more debt than that. Her friend attended community college for the first 2 years and transferred to PSU as a junior. She will have much less debt because of this arrangement. It’s a difficult decision. Think with your head , not with your heart.
I think at this point folks are scaring the OP off. Hopefully something productive will come from the nescac list.
@PSU_Rotc The list is here! I’m shocked to see SUNY Buffalo, Holy Cross, O Weslyan, Xavier and so many others. Look for those that say yes in the “freshman” and “financial aid” columns!
http://www.nacacnet.org/research/research-data/College-Openings/Pages/College-Openings-Results.aspx
Grove City in Western PA is on that list with freshman openings and aid – a neighbor attended for computer science and loved it (received great merit $ and is graduating and has a wonderful opportunity lined up already). Not PSU.
^ Grove city is a conservative evangelical college though, so one has to agree with their tenets and mandatory chapel, and the statement of faith. Excellent school for the right kid but OP didn’t mention faith as a key criterion.
But overall that list has lots of very good choices. If you need help figuring out which ones are good for you, adults on the forum are knowledgeable about most of these.
The OP is going to Penn State come hell or high water, even if it means saddling his grandparents with huge student loan debt. Has Penn State University become the new NYU? It appears as if PSU has lured a good number of students who are willing to borrow $40K/year to attend that university.
I remember reading a post some time ago, whereby a consigner died and the loan company demanded full repayment as the gaurantor was no longer alive to back up the loan.
I have also heard reports of family strife when $$ is no longer in an estate for other family members.
What about Hampshire College? Or SUNY Buffalo (tho aid may not be great either).
Isn’t it Buffalo state though ? ^
I was going to post the same thing as @bhmomma: “I remember reading a post some time ago, whereby a consigner died and the loan company demanded full repayment as the gaurantor was no longer alive to back up the loan.”
If your cosigner dies the company might demand accelerated repayment of the loan. They do this while the grandparents estate is still intact, before the heirs can spend any inheritance.
If you leave a college when you owe them money your transcripts are in limbo until you repay the school. That means no community college or anything if you run into financial troubles later on.
IMO you are thinking like an immature child. What loving son would saddle their parents much less grandparents with huge loans? The successful people I assume you want to be like do not borrow tons of money. If your parents do not have excellent credit there’s a clue there. You are inheriting terrible financial values and will probably struggle the rest of your life. The fact that you are indecisive about your major and future job prospects does not bode well.
I’m not sure what your home state is. You can join the NJ National Guard (from any state) and get free tuition at any NJ state school plus $200 a month for training one weekend per month.
You can look at the NACAC list. LOL Penn State is on it! Two private colleges in VA constantly SPAM my son with scholarship offers of $24-$30 k per year minimum that would make the schools as cheap as in state VA costs, about $22k/year. They are Randolph University and VA Wesleyan (VA Beach). They are both on the list.
http://www.nacacnet.org/research/research-data/College-Openings/Pages/College-Openings-Results.aspx
Someone on your other thread recommended Rutgers to you for in state tuition. They still have openings according to the NACAC site. You could join the National Guard and be set.
It’s Rutgers Newark, and due to the environment OP might not want to go there. However there are lots of good schools on that list.
Want a top science college? Lawrence.
Want a work hard/play hard environment (excellent academics huge parties)? DePauw.
Want to be near NYC? Drew.
Want a top business school? Loyola Maryland.
Want a state flagship with tens of thousands cheering in the bleachers? University of Missouri Columbia.
What would you be cutting out of the estate for other heirs? Do you think that’s fair? Do you want to ruin family relationships?
@MYOS1634 I suppose they call it state, but it is a SUNY.
You’re right, it’s a suny because i’ts public, but it’s often confused for Suny Buffalo - it’s a bit like university of Illinois chicago and Chicago state. OP has better choices than buff state.
But yes it’s a suny. In fact apparently other, better sunys are still accepting applications 
I agree with @Jamrock411
@PSU_Rotc, we get that you think you can’t back out of committing to PSU, but you can. You don’t seem to want to and it is guaranteed to backfire. That’s what everyone here is trying to tell you.
You are not reading any further because you don’t want to hear that you CANNOT attend PSU for lack of finances.
Here’s my issue with you asking your family for them to go into debt for the rest of their lives:
Anytime there is a needed repair in your parent’s or grandparents house or car, that they can’t fix themselves, they will have to prioritize:
Do we pay for the new water heater, or the school loan?
Do we pay for the new transmission, or the loan?
Do we call the plumber/electrician? Or go without?
BTW, did we all mention that some of these loans require immediate repayment as you go to school?
What if Grandma/Grandpa or Mom/Dad (God Forbid!) have a major trauma that requires any kind of hospitalization? You can’t plan on your family’s life’s situations remaining the same. Most injuries require additional funds to pay the surgeons, the medications, etc. You can’t provide any financial help and their homes go into hock. Is that what you want?
Pay attention: Our dd has been a software engineer for 3 years since graduating from University at Buffalo. (So she makes a very good salary here at home in SoCal.) Yes she was accepted to Hopkins, the UC’s and other schools up and down the East Coast. (She went to UB for their progressive engineering program.)
WE would not allow her to take out large loans and would not cosign on anything. She had small loans. Even with double repayment on the loans, she just finished the debt. But she took out her own loans in her name and has had to live at home for three years to save money and used our car insurance, health insurance and shared phone plan. This is all with doable debt and with a high-paying job because of her salary and her inability to take out large loans.
Now, you want your parents and grandparents to sacrifice their futures for your debt? Unbelievable. Get ready to ride that couch for a long time.
I think sometimes high school seniors also do not want to face students, teachers, etc. knowing they are in fact NOT going to the school they told everyone they planned to attend, especially after all of the congratulations and back slapping. This is not uncommon for teens.
To that end @PSU_Rotc you don’t have to announce your change of plans if you do not want to. You can quietly apply to some on the list that just came out. Tell whomever has to send your official transcripts and recs that you need to check other options as you’re still working out financial details with PSU. Period. End of discussion-and true statement.
Once graduation comes and goes you won’t see many of these people on a daily basis again and everyone will have moved on with life. In addition, people will still be very, very proud of you when your new, affordable plans are made. You mentioned not wanting to do community college because you set high goals for yourself. Well, via community college you can still accomplish those goals. Via the colleges on the list that came out, you also surely can still do so and without a mountain of debt. At the very least APPLY to some of the schools on the list that might be financially better for you and your family.
Wow, thank you all for replying. I sense that many, if not all of you, want the best for me. I was spoken to my parents and we will explore our options over the next day or two.
Upon reading all of this there were many hypothetical situations. Such as, someone in my family (God forbid) becomes sick or passes away, or their car needs repair, or their house has some issues. I understand that these are all possible sadly and it is something I am taking into consideration.
I don’t want to keep throwing my opinion out there because even I agree that I am being very stubborn about this. I will probably continue to be.
On that list, if they aren’t already taken, how long do these “extra” spots usually last before they’re gone? I spoke to my mom and she keeps saying similar things to me like “We can do this this and this”. Basically everything you guys said I can’t do. I’ll admit that when I made my decision I was both excited and dedicated to going to PSU. That hasn’t changed but I don’t want future me to regret it.
I wasn’t expecting this many people to offer me their help, thanks again!