<p>Unfortunately, you’re in the same boat I was. Those so-called middle class aid packages, blue and gold and now a new one, they calculate all your assets (not house or retirement). So if you have any stocks, any savings etc. they really put the screws to you, even if you fall within the income parameters. You could have no income but assets will kick you out. So, it all boils down to your savings (or your parents’ savings - sorry I didn’t get your living situation). You should check one of those net calculators that determine family contribution amounts. It isn’t totally accurate, but if you have any savings, it will at least give you a general idea. There is a base amount they automatically deduct (meaning it isn’t calculated), like $50,000 or something like that. </p>