<p>^^^They seem to be paying lip-service to the middle-class. Are they defining middle-class too narrowly?:</p>
<p>“Currently, middle-income students take on federal and college loans (like Stafford Loans, Perkins Loans and Amherst College Student Loans) as part of financial aid packages that also include scholarships, grants and job opportunities. Beginning in the 2008-09 academic year, the loan component of this financial aid package will be replaced with scholarships; no Amherst student will be required to take out loans in order to come to Amherst.” [from the Amherst website]</p>