I wish you would get your facts straight before you make a post!
- First you said you had $200,000 in savings. Now it's $20,000.
- Then you said your parents gave you a $4000 gift each month. No mention of a loan document between you and them. Suddenly...this has become a loan.
- You claim you are not in CA for educational purposes. But really, you enrolled in college as an OOS student at a CA CC...and now you hope to be instate for a UC.
The only ones who can answer your questions are the UC folks.
Inquire with them.