UC won’t see your test.
UM is over $80k and more expensive the final two years.
You say this - does it mean none - ie you have $350k plus grad school ?
NMSF and impending NMF will get you as low as $5k a year ((NMSF is Tulsa - you’d pay for food. NMF other schools with Alabama likely most aggressive at 5 years tuition, 4 years room and $4k a year so can include grad school). But UTD is aggressive. Others would give free tuition.
I think you’d have a decent (better than average) shot at UM. But you’ll have grad school too. Is that worth it at $300k more and not sure it changes where you go to grad school ?
It may be but I’d have that discussion with mom and dad given what you’ve accomplished by being National Merit. Not many are this lucky.
I’d also talk to your private school counselor - where do kids like me go ?? They’ll know best.
Hoping others give you good news on the UC schools.
Good luck.