<p>My s and I each opened a PNC account with virtual wallet(for him) last year. No hidden fees, or any fees, that we’ve encountered to date. I deposit a predetermined amount of money into my PNC account at the beginning of each semester, and every three weeks transfer another predetermined amount of money into his account. This way the transfers I make to his account are immediately available, in case he finds himself in a pinch.</p>
<p>I believe there is a fee if the account balance is under a certain amount. But they use the total from both of our accounts, so we haven’t incurred any additional expenses so far.</p>