<p>There may be a lot of PNC’s but if you already have an account at another bank in oakland ex: citizens or national city you really dont need to change banks. there is really no advantage to the pnc bank because the other banks are not longer than a 5 minute walk from anywhere on campus (other than if you are on upper campus and need money out of the atm but then you would be going to south oakland to use that cash most likely where the other banks are) I have national city and have had no problems so far with my banking and no reason to get a new banking account.</p>