<p>I use national city on campus and there is only one bank but it works fine. I dont even use panther funds. I find it much easier to just worry about my parents putting money on my Debit/credit card from national city so that way i am not just limited to using it to stores close to campus that offer the option of using panther funds. If i go to the waterfront or somewhere else i need to use my debit/credit card from national city. panther funds are overrated…the only good thing they can be used for is the washing machines.</p>