<p>“And I’m excluding 401k as savings because you can’t tap into it in an emergency”</p>
<p>I think you can tap into 401k, you just pay a penalty on it; I could be wrong though.</p>
<p>“And I’m excluding 401k as savings because you can’t tap into it in an emergency”</p>
<p>I think you can tap into 401k, you just pay a penalty on it; I could be wrong though.</p>