Prescription costs on a high deductible plan with no drug plan?

Another ER scam is insurers not paying claims for ER visits if the diagnosis was something benign. This is ridiculous. Patients are not doctors; we can’t diagnose ourselves.

I once went to the ER late at night for chest pains. Turns out I had some random benign stress-related thing that went away soon, but the cardiologist emphasized that I was right to call 911. I’ve never had a heart attack. How am I supposed to tell the difference between extreme chest pain that is a heart attack and extreme chest pain that isn’t a heart attack?