I used to do that, but now our choices are so limited I don’t need to. I even contacted a health insurance broker, and she said the plan we were on was the only one that made sense.
I’m thinking about going to Medi-Share next year after DH is on Medicare. I will gladly forego Rx coverage and pay for preventative care if I’m saving hundreds of dollars every month on premiums. And yes, I understand the limitations of the program - I’ve researched it carefully. I can’t put D on it since she has a pre-existing condition. I’ll keep her on traditional insurance.