<p>See you back here in 2011 Barrons. And yes, the poor schmoes trying to buy houses they couldn’t afford but betting on never ending equity growth are largely to blame for the mortgage debacle. </p>
<p>No one who has a deep understanding of ibanking agrees with you. When the best you can do is to quote Guy Hands, there is no real understanding going on. I understand that for whatever reason you want to celebrate your idea of the demise of Wall Street, you are hardly alone! </p>
<p>But when the sensational press goes away and America has a real understanding of why the bailout effects them, when Senators and Congressmen understand that their 15 minutes are over on this subject, then the real information will prevail for those who want it.</p>