$49,350 --TUITION & FEES
$11,534 -- HOUSING & MEALS
$60,884 – Total amount directly billed to you by college
$56,991 – Total amount you will receive in FA up front (because work study money is earned as you work)
So you need another $4,000. Send the financial aid office an email showing them these calculations and reminding them that your FAFSA EFC is zero. They are supposed to meet full need for OOS students whose family income is less than $90,000. Make it a very polite email.
These expenses are estimates from the university. You can use your work-study money and whatever money you earn during summers. Also, can your parents give you an allowance of, say, $20 a month to help out?
$1,048 – BOOKS & SUPPLIES
$2,454 --PERSONAL & MISC.
Also note that your FA package will increase to meet the increased tuition that will be set in June. You’ll receive an updated FA notice. FA will also increase to meet the higher tuition during your junior and senior years.
Also – There is a crowd-sourced guide called “Being Not Rich at University of Michigan.” It’s gone viral. You can search it. I am not allowed to link to it here. But here’s some of the press about it.
https://www.mlive.com/news/ann-arbor/index.ssf/2018/04/being_not-rich_guide_by_univer.html
https://www.chronicle.com/article/Being-Not-Rich-/243208
https://www.npr.org/2018/04/26/606077648/navigating-campus-for-the-not-rich-students-launch-a-crowdsourced-guide