Mysterycandy-- I’m starting to sense that you’re trying to justify going to the state school for now, by planning on a second bachelor’s degree down the road.
That is not a viable plan. Go to the school you can afford right now (I’m assuming that’s the state school) and depending on your career goal, get a Master’s, or start a doctoral program, or go to Law school, or get a Master’s in public health or take the CFA exam and get certified.
You can start three more threads but our answer is still going to be the same.