<h2>Otis: That could that have something to do with students borrowing to cover their EFC. If one’s EFC is $4,000 and UR covers 100% of their need with $4,000 in loans AND their family isn’t able to pay anything toward the EFC, it makes total sense for that person to be in debt $32,000 at graduation. But that doesn’t mean URMary’s statement isn’t true. Richmond DOES cap loans in your financial aid package (COA-EFC=Financial Aid Package) at $4,000.</h2>
<p>URAdmissions: That sounds great! I’d really like to have solid “real world” experiences in college and it seems going to school in a capital has its perks!</p>