<p>My d received mail over the summer from the banks that were associated with her school (in Philadelphia). There were 2 banks that could be tied to the school ID card, so she chose one of those and transfered her money there. She registered for the account online and was sent her cards in the mail to avoid any lines during orientation. All she had to do was link her ID card to the bank at a booth at the info fair - no line and very easy to do. At her school PNC is the most convenient (Upenn).</p>