We were in OH when my DD was applying to college and our deal with her was that she could go to a private if it came in at about the same cost as OSU. College of Wooster did that…she did have loans, but our ceiling wasn’t quite as high as yours. Can’t rave enough about it - she just got accepted to a fully funded PhD program at Northwestern and I credit the amazing profs at Wooster.
DS19 applied to CoW last year as well, with stats similar to your son’s, and also got a very affordable package. Without loans, our cost likely would have been around $30k. (He chose elsewhere.)