Your health insurance company can tell you how much they will subrogate on the claim.
It’s over! After negotiating back and forth a few days we agreed on a figure and, to my mild surprise, the release language in the settlement agreement was entirely reasonable. The check has arrived.
In all honesty, I came out very well in the negotiation. I had spoken with a PI attorney early in the process and had a pretty good idea of what settlement to expect, and this target number was also confirmed by my brother, the ER doctor/medical malpractice attorney.
After they’d lowballed me with the ridiculous $1000 offer shortly after the crash, I expected they’d lowball me again when it was time for the real negotiation. But to my surprise their initial offer was for precisely the amount I had targeted as my settlement goal, and they moved significantly upward from there.