Reach schools are getting harder to enter than ever. While match schools may not be real match if you just found your score and GPA are within their mid 50. Many schools have lower than 30% chance even if you are on par with the average admission stat. Those top 40 schools on your list are definitely in that class. Also, don’t expect merit aid from those top 40 schools even admitted, so taking a gap year would not help. Think about transfer next year.