I think I said this before in your previous thread, but Univ of Memphis and UT-Knoxville are both worth an application as you should qualify for scholarships (and presumably should qualify for the Hope scholarship being from TN on top of that). Both have excellent MFA programs and I know several of the faculty at those schools and they are really amazing teachers and very distinguished in their fields. These schools will be much more hands-on with undergraduates than a school whose MFA is one of the top-ranked like Iowa or Michigan and I would always recommend a school where you are studying with several different tenure-track faculty members over MFA grad school TAs. 1000 percent I would recommend UofM of UTK as a backup financial safety over a school like Iowa which you have said would be difficult for your budget. Save the money for grad school or for summer experiences like writing workshops or internships which are very important for English/Creative Writing majors.
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