Congratulations for all you have accomplished over a couple very tough years. Being a finalist for those two options is a major accomplishment and predicts some possibilities for the admissions decisions still to come. The chances of getting those scholarships are lower than admissions in your next round of notifications to come.
Your reality with your family over the next couple of months is trying to figure out what s affordable over the 4 years. Have you run the net price calculators on Brown, Duke, Rice, and the others? Those should come out fairly close to what your financial aid package will be if accepted. Do those numbers work?
You sound very mature and you now understand you have a great option instate, if needed.
Review the final aid package from UVA when it posts. Compare it to Maryland. UVA will probably give you more than Clemson in merit and need based aid. In April you will be able to compare all of your options and you will have a clearer picture.