Retirement 101 or Retirement is not for wimps!

<p>I live and work very far from other opportunities- we have thought about semi retirement part time work for a few days at a time in a month with alternate housing for that time period. We might really enjoy the challenge and diversity. I have taught at med schools in the distant past and would be qualified but again they are far away but I have known some people who teach for a few weeks a year on the other end of the country.</p>

<p>We also need to continue for health insurance but I am very interested in seeing how all the health care affordable care works out.</p>

<p>Locum tenens is not just for physicians- it is temporary work in other fields as well. When you sign up with one (or more) physician agency they make sure you get all the needed labs, immunizations, help with licensure and take care of any malpractice insurance. There are housing and travel expenses taken care of as well. We have the retiree’s health insurance so that wasn’t an issue.</p>

<p>It may be easier for a professor to continue working with the inherent time off with school schedules. For physicians the regular routine can be intense all weeks not on vacation, no lulls in the schedule.</p>

<p>Something we all need to figure out- who are we? How do we identify our self- is it our career? Is it family? Do we want to be the same person we were twenty or forty years ago? When is it time to let the younger generation be in charge? Some people see retirement as leisure, others as a chance to study things there was never time for.</p>

<p>We are considering retirement to the Palm Spring/Desert CA area since our son lives in LA. Winters would be a welcome respite from Wisconsin, but the summers are hot, hot, hot, and taxes are high. Comments about that area? BTW, I have always wanted to live in an renovated mid-century modern, which are plentiful in Palm Springs. I also know to look to see if the land is fee simple or Native American owned.</p>

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<p>You need one of these: [Old</a> Timer’s Time to Go Retirement Clock](<a href=“http://www.amazon.com/Countdown-Clock-Timers-Time-Retirement/dp/B0007U8AFU/ref=pd_sim_t_3]Old”>http://www.amazon.com/Countdown-Clock-Timers-Time-Retirement/dp/B0007U8AFU/ref=pd_sim_t_3)
I bought one for DH when he had over 4,000 days to go until retirement. He kept it on his desk at work, where it was quite a conversation piece!</p>

<p>If you can possibly manage it, have one or more extended visits before selling or firmly uprooting so you will know what to expect, especially in the worse climate times of the year for the area you’re considering. A several months rental in an area you’re considering is a good investment before choosing the ideal spot.</p>

<p>HImom:</p>

<p>Good advice.</p>

<p>Another possibility is buying something less expensive in Palm Springs and summering (either rental or purchase) further North in CA. Hate to give upon Hilton Head though.</p>

<p>There are some very nice residence inn type places that can be quite reasonable for longer stays. We stayed at one near IAD that had free receptions M-Th with a meal and beer and wine and soft drinks plus hot breakfast. I think we paid about $45 for 4 adults and free shuttle to and from airport. These types of places are pretty widely available as well. </p>

<p>Have heard and read some folks have had good results with airbnb. I like checking Priceline and Hotwire for short term lodging. </p>

<p>It takes time to know how well or poorly one would fit into a new community. Since I have health issues, I am always interested to find out about providers and hospitals serving the area as well. Good to look into community programs, including courses you may wish to take, dining, airports, lodging for visitors, etc.</p>