I agree with the community college recommendation. Your desire to start at a four year school this coming fall is tempting you to limit your options significantly, and to pay more for one of those limited options than you would have to pay if you could get into a school that meets full need. When I listed schools that meet need and have favorable transfer acceptance rates, you asked about your chances at such schools, and I really didn’t have enough information to assess that. Based on what you just said about your college coursework and grades, I think you have a great start on being a strong transfer candidate, but having some more lower-division classes under your belt from a US community college would solidify that further.
I’d say, either live with your brother and take classes at a nearby CC (which Pell will likely cover even though you’ll be paying OOS tuition), or find housing with other students in Salt Lake City and take CC classes there, which will put you on a path to transfer into the U of Utah (or Utah State, etc.) as an in-state student the following fall (and you can also apply to full-need-met schools elsewhere). Living with your brother is probably preferable, but SLC is a relatively affordable and safe city so that could work too, and at least you’d have an in-state public default option for transfer. Then apply to a range of full-need-met schools as a transfer for fall 2022, including Berea where you could apply early in their rolling admissions cycle, and others from the list I gave you above. I think you’d have a very strong chance of ending up paying less for a better education than if you rush into something this fall just to get into whatever semi-affordable 4-year school will still take your application.