<p>Do you know what “the demand” is, for those fancy dorms with perks, and how the sports complexes and new academic buildings are funded?</p>
<p>And, have you imagined what happens if there are no loans?</p>
<p>Families shouldn’t shift the responsibility for financial education to high schools. They should open their eyes and be willing to think rationally. There is no magic. Pointing fingers? They should also be pointed at consumers, who assume. We should all take some personal responsibility for these decisions.</p>