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<p>That’s the whole point. The market system has been manipulated by Congress. Right now the entire educational industrial complex is supported by these loans. Remove that support and prices would never have gone up like they have and would likely have to fall significantly. The system worked just fine until Congress meddled with it and gave the Banks and Sallie Mae a risk free golden egg.</p>
<p>And many students would be far better off without the loans instead of having the loans and worthless college degrees.</p>