What does the “under $40k per year” include?
You’re going to have about $5k per year in international travel costs and health insurance. Is that part of the $40k or will your parents actually pay $45k per year to include those costs?
Most, if not all, of the schools on your list cannot be safeties even if you were accepted because their costs aren’t low enough, particularly if that $40k includes travel and health insurance costs. I’m not even sure that UIC would be affordable…the COA for an OOS student would exceed your budget.
You’ll need to apply to a couple of schools that will give you ASSURED merit amounts for your stats that will bring costs down to below $35k per year …Alabama is one…your net cost there would be about $20k per year including travel and insurance.