In addition to other folk’s suggestions, - For “safety”, you could add a Depauw (nice merit), Beloit (very small), Kalamazoo (in a small city), Dickinson, Franklin & Marshall - not a safety but small town. There’s lots of LACs in small towns. Not the Midwest but Hendrix in Arkansas will often match the tuition of your state flagship and is a very good school.
Do you have need? Or if not, do you have a tight budget?
Also, many schools will have fly-in programs for URMs - like Bowdoin for example.
If you want a little bigger, Bucknell (not a safety) or even Richmond…which I would say is suburban, not urban.
Good luck.