Saving in 401k vs Saving for Home Downpayment

It is not just schools but the community that you raise your kids in that make home ownership so important to people. Our town had good schools, but also a great library, scouts programs, churches, community lake, recreation programs, etc. These were all important to me when choosing to own a home to raise my family.

However, once the kids are grown, or before you are married and considering having a family, renting my make more sense to people. Those are times when you are also more likely to want to move around (relocating for jobs etc.) and having a home may make that more expensive (costs of selling and buying a home).

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