This might have changed in the past year or so, but from what I understand, the laptop requirement is for MFA students only. There’s usually a $900 insurance fee for production classes, and $50 (I think??) SCA lab fee.
Scholarships/fin aid might cover these, since they’re billed to your USC account/come with your semester bill. However, a lot of the other fees are out of pocket, because there are so many variables. For production classes, you might have to pay for locations, transportation, meals, studio teachers, stunt coordinators, etc. These vary on a case by case basis, that is, if you shoot a film in your bedroom, starring your friends, with donated meals, it’s likely to be cheaper than something you filmed off campus with child actors and fight scenes. As a frame of reference, junior “thesis” films tend to have a budget of ~$1000 (that’s just the film – insurance etc. not included.)
Even if it isn’t a production class, a lot of classes require you to purchase software like Final Draft or Movie Magic. Although a lot of these have student discounts or coupon codes provided, they’re still going to be north of $100. Again, these fees aren’t billed to your student account, so it’s unlikely that grants, etc. will cover them.
With all of this said, if you apply for SCA continuing scholarships/other grants that don’t HAVE to be used for tuition and fees, those might be able to cover some of the costs.
Hope this helps!