@sybbie719 Actually it’s about 274 for this term (costs are 29,452 and aid is 29,178) but yes regardless I will need to take out a loan to cover this cost. I could actually pay it with money I have saved but I’m not sure which is the best way to go since I could pay off the debt with work study no? Anyway, when exactly do students usually find out when they can get federal student loans? Or is this something that’s different for everyone/I should just call the FA office?