<p>Thank you very much tennis07. That really helped. UW gave me so many loans…so that means I’m definitely not going there. They met all my need all right, but I’m probably gonna be in debt for the rest of my life. Haha. My family’s EFC is 116 (since I live in the Philippines we’re pretty well off, but if you convert our income to USD, it doesn’t look very good…haha). I’m hoping that UVA gives me a good financial aid award. I qualify for AccessUVA and hopefully they’ll give me all grants, or they’ll cap my loans to just around $5K. Hopefully.</p>