Looks like your options 1-2-3 are good backups for away/living on campus, though transportation is something to consider.
Miami and OSU are both fairly expensive (to live on campus) and do not meet need - none of our state schools promise to do that. OSU as a commuter is doable as long as your parents live in in Columbus (w/in 25 miles, otherwise you HAVE TO live on campus the first two years).
Wooster, OWU, Capital, DePauw, Adrian (in MI) were all generous to my S’12 with similar SAT scores to yours and a 3 gpa. However, all of these schools included the max federal loans in his FA packages. I think even Kenyon and Oberlin include loans, and Denison as well.
Cincy and OU might offer you more but deadlines for merit are passing or have just passed so if interested, check.