<p>Re CTY scholarships: They state that they are generally reserved for families with income below $60K. My S attended for 4 years, and each year we paid the initial deposit amount (I can’t remember how much it is–maybe $800?–and he was awarded the remainder–at least $1300, possibly more–as a scholarship.) The application requires submitting a copy of your tax return, but that’s it as far as I recall. You can look into it on their web site for more information.</p>