<p>zoosermom and mythmom, thank you for your kind words. I wasn’t trying to fish for compliments, just trying to put forward another perspective in the discussion. Your kind words are appreciated, nonetheless. 
(The next time I’m in NYC, it would be fun for the three of us to get together. I bet we could have an interesting conversation!)</p>
<p>hanna, I’m sure you’re absolutely right about the way your parents feel, and I have no doubt that they are as proud of you and your siblings as I am of my kids. I guess one reason I even commented in this discussion was that I don’t feel as though I am unique in this. I think there are many people in our financial situation who feel the same. I certainly know a lot who do and who find ways to assist those in need. Most do it quietly with no fanfare.</p>