There is a bright side. It’s why I asked for budget so we can find schools. We know the income is under $40k. We don’t know assets.
Scholarships, unless Peru is different, are not realistic. Not for such a large sum. And you will need to prove finances b4 a school will admit you. We read lots of stories - a school rejects but says if you can provide proof you can pay x $ for four years, we will admit you.
If you tell us you can afford $20k or $30k a year, we can find you possibilities.
And yea you’ll need a test. And confidence is great but perfect, while I hope it happens, is not realistic.