<p>honestly I would be happy with your package. I got into Stern with an expected PLUS loan of over 24,000 when my efc was 0. I would think about what you are going for though. At NYU, I think it is worth it to pay more for Stern or Tisch, but if you are going for a major in CAS that it is more important where you get your grad degree from, I would consider a state school instead.</p>