<p>According to your numbers, you’re going to graduate with about $133,100 debt (assuming you pay them off in 5 years at a steady 9% interest; composite, of course). You’ll be paying about $27,000/year, which is okay if you make 4-5 times that when you graduate (maybe more, if you’re a Stern student). Try to change some of the loans, if you can, but I would take it, if I were you.</p>