I agree. We are in that range and felt like the COA would at lowest be $35K to $45K at Ivies.
Now not to rehash something that is discussed for years here, but I would have had a hard time paying 2-2.5 times the COA at an Ivy compared to where D19 ended up at MiamiOH. D19 got her COA down to $14-15K at Miami. And the ivy would have meant loans. That was the nail in the coffin for the decision. With that in mind D19 only applied to one Ivy and didn’t get in. If she would have been interested in IB then we might have made the stretch.
But as I say here everyone’s situation is different and that is fine. There is no one right answer for all kids.