Agree, neither seems affordable. The 0 Fafsa EFC suggests you don’t have enough in savings to pay the balance at WPI. The way aid us distributed, if you can’t pay off first semester, you may not be allowed to register for spring.
And that debt would affect transfer opportinities, too.
Mass has some sort of transfer proccedure, if you start at a community college. This info is a start
http://www.mass.edu/masstransfer/