Should I go to a school I can’t pay off my first year?

If you cannot pay for the full first year, you might not be allowed to register for second semester. And, you will not be able to transfer anywhere until you have paid off the remainder of your bills owed to the first place. This means that you could find yourself trapped in a low-wage job for two or three or more years until the debt is settled and your transcript is released. At that point, because you will have some credits, most places will require you to apply as a transfer, and since transfer applicants usually don’t get anything other than need-based aid, you may well be in a worse situation than you are now.

Look at all of your acceptamces again. Are any of them affordable? If not, then you need to think seriously about taking a gap year while you track down a better set of options to apply to.